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As your full-service agency, Keys & Associates Insurance Services will work for you to meet your specific insurance needs. Over the past 31 years we have built numerous relationships with reputable insurance providers to ensure that you receive top rates. We do this by understanding your needs and what coverage is best for you and providing you with a selection of insurance options in today’s market. Stop paying too much for your insurance. Contact us today! (804) 798-0509.

Behind the scenes, we will be very busy making sure that you never pay more for your insurance than is absolutely necessary. We will maintain solid relationships with America’s top rated insurance companies who have competitively priced their products in our area. When changes happen in your life or business, or an insurance company changes to an extent that there is no longer proper coverage or price to fit your needs, we locate the right insurance company for your needs.

We welcome you to explore our site, learn more about our personal and business insurance solutions and find out all that Keys & Associates can do for you.

Market Leadership

There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance:

1. Captive Agents, who can sell you the insurance of only one company.

2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.

3. Independent Insurance Agents, who represent a number of insurance companies, and research these firms to find you the best combination of price, coverage and service.

Your Independent Insurance Agent:

  • Is a licensed professional with strong customer and community ties.
  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
  • Unlike other agents, is not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change.
  • Assists you when you have a claim.
  • Is your consultant working with you as you determine your needs.
  • Offers you a choice of insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
  • Can periodically review your coverage to keep up with your changing insurance needs.
  • Treats you like a person, not just another number.

There is a difference!

Our Mission

Keys & Associates mission is to sell and service all forms of insurance by representing the best carriers in the industry, by maintaining a superior client base, by hiring and retaining the most qualified representatives available, and by providing all agency personnel with the training and tools available to give the very best possible service to our clients and companies.

We strive to place the needs of our clients above our own, understanding that the only way we may benefit from the client/agent relationship is through the satisfaction of the client.